Guide · Updated 2026-09-25

Wallet top-ups and withdrawals

How the Minute Wars wallet works: card and bank top-ups are for spending on wins; only verified refund credits can be withdrawn to your bank.

What the wallet is for

Your Minute Wars wallet holds spendable balance for auction wins and related purchases. When your balance covers an order total, the platform may apply it automatically at settlement.

Sale proceeds from items you sell are separate — they pay out to your linked bank under Seller earnings, not into this wallet.

Top-ups are spend-only

Loading your wallet with a card, Apple Pay, or Google Pay adds spendable credit. That credit can pay for wins on Minute Wars but cannot be withdrawn to your bank.

A US bank transfer is the cheaper load. You pick the amount that should land in the wallet, and the bank fee is added on top of the charge. The credit appears after the transfer clears, usually in about four business days, and cannot be spent or withdrawn before then.

The amount added from a card may be the net amount after payment processing fees — Settings shows what was credited.

Withdrawals

Only verified order refunds credited to your wallet (and any other credits Minute Wars expressly marks as withdrawable) can be sent to a linked bank via Stripe Connect. Economy claim credits are spendable unless expressly marked withdrawable.

Withdrawals require a completed Connect payout account and meet the platform minimum shown in Settings (default minimum $5). Attempting to withdraw top-up funds is blocked.